Crystal D. Davis, is a CERTIFIED FINANCIAL PLANNERTM professional and a registered representative with Avantax Investment Services and the director of operations for Davis & Ritter CPAs, LLC. She holds securities and insurance licenses in Maryland, Washington, D.C., and Virginia, and has geared her financial planning practice toward helping women and young adults find their financial footing. Crystal graduated magna cum laude with a bachelor’s degree in communications from Howard University. She has won several awards and fellowships, including ones from The Financial Planning Institute and Dow Jones. She is a member of the Association of African American Financial Advisors and the Greater Washington Urban League.